Interested in a First Time & New-to-Island Homebuyer's Class?
There are so many choices in homes to buy, interest rates are at historic lows, there is an $8000 tax credit available now for 1st time buyers along with those who have not owned a home for 3 years, as well as the $6500 credit for existing homeowners making a move.
Convinced it is a buyer's market, but not quite sure how to start the process?
Not sure how the lending process works?
Confused about septic systems, wells, being part of a historic reserve, eagle management plans, shoreline requirements, bluffs, inspections and other parts of home buying?
Wondering about how contracts are drawn up, how to be sure your interests are protected and your investment safeguarded, or how the title and escrow process works?
Maybe not sure about how to repair your credit history, or how to qualify for down payment assistance or other special loan programs?
Need the 5 hour education certificate from the Washington State Housing Finance Commission to qualify for your loan?
Well, here's good news:
Janet Burchfield, Broker, Front Street Realty and Catherine Martyn, Loan Officer, Peoples Bank, instructors trained by the WSHFC are offering to teach a Home Buyer's Class if there is interest in our community.
It will be located in either Coupeville or Oak Harbor, depending on enrollment, and we will provide you with a box lunch, coffee and other beverages, a Buyer's Ed workbook (thanks to MGIC for providing the workbooks without charge), a very informative workshop and the chance to ask all your questions.
Preregistration is a must, so that WSHFC can give certificates, and also because the class size will be limited to 12 for this training.
Please email or call Janet for more information or to register. 360-678-6100 or frontstreetjb@aol.com
A neat note: the mortgage guarantor companies, like MGIC, are happy to indirectly sponsor these educational workshops, because they find that default rates are cut down by something like 90% for new home buyers who participate.
Front Street Realty :: 22B Front St, PO Box 1527, Coupeville WA 98239 :: Phone: 360-678-6100 :: Cell: 206-387-1924::Fax: 360-678-6110